Terms & Conditions
These are the rules for using Invest Know. By using this website, you're agreeing to them, so please take a few minutes to read through.
Last updated: 28 September 2026
1. Acceptance of Terms
By accessing or using any page, calculator, or guide on Invest Know (investknow.in), you agree to be bound by these Terms & Conditions, our Disclaimer, and our Privacy Policy. If you do not agree with any part of these terms, please do not use this website.
2. Who May Use This Site
Invest Know is intended for use by individuals who are at least 18 years old, or the age of legal majority in their jurisdiction, and who are capable of forming a binding contract. If you are using this site on behalf of an organisation, you confirm you have the authority to bind that organisation to these terms.
3. Description of Service
Invest Know provides free, publicly accessible financial calculators, guides, and articles covering topics such as SIPs, government savings schemes, retirement and pension planning, insurance, stock trading, salary calculations, gold, and general financial planning, for Indian investors, in English and Hindi. The site does not require account creation, login, or payment to access any calculator or article currently offered.
4. License to Use the Site
We grant you a limited, non-exclusive, non-transferable, revocable licence to access and use Invest Know's calculators and content for your own personal, non-commercial, informational use. This licence does not include the right to:
- Republish, redistribute, or sell any guide, article, or calculator content from this site, in whole or substantial part, without our prior written permission;
- Scrape, bulk-download, or use automated tools (bots, crawlers, or scripts) to extract data or content from this site beyond ordinary, incidental use by search engines;
- Reverse-engineer, copy, or repurpose our calculator formulas, code, or design to build a competing product without independent development;
- Remove or obscure any copyright, trademark, or attribution notice on this site;
- Use this site in any way that could damage, disable, overburden, or impair it, or interfere with any other party's use of it.
You are welcome to link to any calculator or article on Invest Know, and to quote a short excerpt with clear attribution and a link back to the original page, without needing separate permission.
5. Intellectual Property
The Invest Know name, logo, website design, original guide content, and calculator interfaces are the intellectual property of Invest Know, except where we've clearly stated otherwise. Bank, broker, insurer, and other third-party names, logos, and trademarks referenced on this site (for example, in our brokerage comparison or Annuity Deposit Scheme calculators) remain the property of their respective owners and are used solely to identify or compare real, publicly documented products — see our Disclaimer for the full explanation of how and why we reference them.
6. Prohibited Conduct
When using Invest Know, you agree not to:
- Submit false, misleading, abusive, or malicious content through our Contact Us form, including attempts to submit malicious code or links;
- Misrepresent your affiliation with Invest Know, or impersonate Invest Know or any member of our team;
- Attempt to gain unauthorised access to any part of this site, its underlying systems, or any account, system, or network connected to it;
- Use this site for any unlawful purpose, or in a way that violates any applicable Indian or international law or regulation.
7. Not Financial Advice
Invest Know's calculators and guides are educational tools, not personalised financial, investment, tax, or legal advice, and using this site does not create an advisory, fiduciary, or professional relationship between you and Invest Know. This section is intentionally brief — our Disclaimer sets out the full detail, including our regulator-by-regulator coverage and the specific professionals to consult for advice tailored to your situation, and forms part of these Terms by reference.
8. Third-Party Links
Some pages on Invest Know link to external websites, including official regulator pages, for further reading. We do not control, and are not responsible for, the content, accuracy, or privacy practices of any external site. Visiting a linked external site is at your own discretion and risk, and is subject to that site's own terms.
9. No Warranty
Invest Know is provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the site, or any calculator on it, will be uninterrupted, error-free, or free of harmful components at all times, though we test each calculator across desktop, tablet, and mobile before publishing and revisit them when underlying rates or rules change.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Invest Know, its team, and its contributors shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages — including but not limited to financial loss, loss of data, or loss of business opportunity — arising out of or in connection with your access to, or use of (or inability to use), this website, its calculators, or its content, even if we have been advised of the possibility of such damages. This limitation applies regardless of the legal theory on which a claim is based.
11. Indemnification
You agree to indemnify and hold harmless Invest Know, its team, and its contributors from any claim, demand, loss, or damage, including reasonable legal fees, arising out of your violation of these Terms & Conditions or your misuse of this website.
12. Changes to the Service
We may add, modify, suspend, or discontinue any calculator, guide, or feature on Invest Know at any time, without prior notice, including in response to a change in the underlying rate, rule, or regulation that a calculator depends on.
13. Governing Law and Jurisdiction
These Terms & Conditions are governed by the laws of India. Any dispute arising out of or relating to these terms, or your use of Invest Know, is subject to the exclusive jurisdiction of the competent courts of India.
14. Changes to These Terms
We may revise these Terms & Conditions from time to time as our services, applicable law, or our own practices evolve. The "last updated" date at the top of this page always reflects the most recent revision. Your continued use of Invest Know after a change is posted means you accept the terms as revised.
15. Severability and Entire Agreement
If any provision of these Terms & Conditions is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force. Together with our Disclaimer and Privacy Policy, these Terms & Conditions constitute the entire agreement between you and Invest Know regarding your use of this website.
Frequently Asked Questions
Questions About These Terms
If anything on this page is unclear, reach us through our Contact Us page.